Connect your wallet
Go to app.blend.money and connect your wallet.
Pick an account type
Your neobank offers different account types, for example, “Savings”, “Growth”, or “BTC+”. Each one has a different strategy and risk/return profile.Pick the one that fits your goals. You can always open more accounts later.
Get your Safe
Blend creates a personal Safe just for you. It’s a smart-contract wallet where you are the only signer. Blend covers the cost, so you pay nothing.
After setup, you’ll see your Safe address. This is your personal account. Nobody else can access it.
Deposit
Deposit any major token into your Safe. Blend automatically swaps and bridges it into the right asset for your strategy - all in one step.You can deposit from any supported chain with most major tokens. No need to swap or bridge first.See Deposits for all the ways to fund your Safe.
You're set
That’s it. The strategy attached to your account type runs in your Safe automatically. You can track everything on your dashboard.
What happens behind the scenes
Once your Safe has funds, the strategy runs automatically:- Deploys your funds across trusted DeFi protocols like Morpho, Aave, and Euler based on your account type’s strategy
- Watches for risk: If something looks dangerous, the system pulls your money back to safety automatically
- Works across chains: Strategies can span multiple blockchains for the best returns
Your Dashboard
See your balance, APY, and how your money is allocated.
Deposits
All the ways to fund your Safe: card, wallet, or exchange.
Withdrawals
How to take your money out at any time.
Fees
What you pay (spoiler: not much).
Want to build on Blend? Check out the SDK docs and API reference.