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You do. Your money is kept in a personal Safe that only you can sign for. Blend’s automation can only do things you’ve allowed, within the risk limits you set.
Yes. No lockups, no waiting periods, no penalties. See Withdrawals.
Most yield apps pool everyone’s money together in one big pot. Blend is different: every user gets their own separate Safe. Your money, your risk, and your strategies are all yours alone. Learn more in How Blend is Different.
The system monitors the market around the clock. If things start looking risky, it automatically pulls your money back to safety before there’s a real problem.
It depends on your account type’s strategy. “Delta-neutral” strategies are designed to avoid price swings and just capture the spread. Other strategies (like Bitcoin+) are for users who want exposure to price movements.
Blend works across multiple blockchains. You can deposit, withdraw, and swap between chains without doing any manual bridging. Blend handles it all. See Cross-chain Architecture.
Gas fees are free (Blend pays them). Currency swaps have a tiny 0.05% fee. And there’s a performance fee on yield, but it’s already factored into the APY you see. So what’s on your dashboard is exactly what you earn. See Fees for the full breakdown.
Nope. Blend pays all gas costs for you. Just bring the token you want to deposit.
No. Every fee is shown before you confirm. The APY on your dashboard is your real return after all fees.
Your Safe is a real Gnosis Safe, the same technology used to secure billions in DeFi. You’re the only signer, so only you can move your money. And since each user has their own Safe, there’s no big shared pool that can be drained in one attack.
Your money stays in your Safe. An attacker can’t drain everyone at once because there’s no shared pool. You can always access your Safe directly at safe.global, even without Blend.
No. There are no admin keys. Blend uses a permission system that can only do the specific things you’ve allowed.
Every strategy goes through security audits and is built on top of well-known, battle-tested protocols like Morpho, Aave, and Euler. Risk Architects and Blend’s team evaluate each one before it goes live.
Base, Botanix, Scroll, Arbitrum, Polygon, Ethereum, and HyperEVM. See Deployments for contract addresses.
Most major tokens are supported for deposits - Blend automatically swaps and bridges them into the asset your strategy needs. For currency swap, you can also use EURC, XSGD, and BRZ.
It depends on market conditions. The system rebalances when the strategy calls for it or when risk levels change, not on a fixed schedule.
Yes. You can pause automation or withdraw your money at any time. Your funds always stay in your Safe.
Open your dashboard in the Blend app. It shows your balance, APY, strategy breakdown, and full activity history.
It’s an AI assistant built into the app. Ask it questions like “How much did I earn this week?” and get answers based on your actual portfolio. See Blend Intelligence.
Use the REST API to query data or the TypeScript SDKs to build full integrations. There’s also an Interactive Playground to test endpoints in your browser.
  • API: HTTP endpoints for reading data (balances, strategies, Safe info)
  • SDKs: TypeScript libraries for building apps with deposit, withdraw, and rebalance workflows
  1. Browse the API docs and play with the playground
  2. Install the SDKs (@blend-money/sdk-core, @blend-money/sdk-actions)
  3. Read the integration guide for the big picture
Last modified on February 6, 2026