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Blend is a non-custodial Yield Coordination Engine. It’s the infrastructure behind your neobank’s savings products. When you deposit, your money goes into your own personal Safe - not a shared pool.
You do. Your money is kept in a personal Safe that only you can sign for. Blend’s automation can only do things you’ve allowed, within the risk limits set by the strategy.
Most yield apps pool everyone’s money together in one big pot. Blend is different: every user gets their own separate Safe. Your money, your risk, and your strategies are all yours alone. Learn more in How Blend is Different.
The system monitors the market around the clock. If things start looking risky, it automatically pulls your money back to safety before there’s a real problem.
It depends on your account type’s strategy. “Delta-neutral” strategies aim to avoid price swings and just capture the spread. Other strategies (like Bitcoin+) are for users who want exposure to price movements.
Yes. No lockups, no waiting periods, no penalties. Your neobank handles the withdrawal flow, but your funds are always accessible through your Safe.
Your money stays in your Safe. You can always access it directly at safe.global or through any block explorer. No one can gatekeep your exit.
Your Safe is a real Gnosis Safe, the same technology used to secure billions in DeFi. You’re the only signer, so only you can move your money. And since each user has their own Safe, there’s no big shared pool that can be drained in one attack.
Your money stays in your Safe. An attacker can’t drain everyone at once because there’s no shared pool. Even if the automation layer were compromised, rate-limiting and slippage guards slow extraction to a crawl while detection systems respond. See Security.
No. There are no admin keys that can move your funds. Blend uses a permission system that can only do the specific actions the strategy requires.
Every strategy goes through security audits and is built on top of well-known, battle-tested protocols like Morpho, Aave, and Euler. Risk Architects and Blend’s team evaluate each one before it goes live.
Gas fees are free (Blend pays them). There’s a performance fee on yield, but it’s already factored into the APY you see. The rate shown is exactly what you earn.
No. Blend pays all gas costs. Just bring the token you want to deposit.
No. Every fee is shown before you confirm. The APY shown is your real return after all fees.
Base, Botanix, Scroll, Arbitrum, Polygon, Ethereum, and HyperEVM. See Deployments for contract addresses.
Most major tokens are supported for deposits. Blend automatically swaps and bridges them into the asset your strategy needs.
Use the REST API to query data or the TypeScript SDK to build full integrations. There’s also an Interactive Playground to test endpoints in your browser.
  1. Browse the API docs and play with the playground
  2. Install the SDK (@blend-money/sdk)
  3. Read the integration guide for the big picture
Last modified on March 20, 2026