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Blend’s Currency Accounts let you hold and convert between multiple fiat-pegged stablecoins. Think of it as a global multi-currency wallet where you can instantly swap between currencies at real-time exchange rates.

Multiple Currencies

Hold USD, EUR, SGD, and BRL stablecoins in one place

Instant Conversions

Convert between currencies with real-time rates

Zero Gas Fees

All transaction fees are covered by Blend

Cross-Chain Support

Seamlessly move assets across multiple blockchain networks

Supported Currencies

Blend supports four major stablecoin currencies, each pegged to their respective fiat currency:
CurrencySymbolDescription
🇺🇸 US DollarUSDCThe most widely used stablecoin, issued by Circle
🇪🇺 EuroEURCEuro-pegged stablecoin from Circle
🇸🇬 Singapore DollarXSGDSingapore’s regulated stablecoin by StraitsX
🇧🇷 Brazilian RealBRZBrazil’s leading stablecoin by Transfero
All stablecoins are fully backed and issued by regulated entities. You can view contract addresses and issuer details for any currency directly in the app.

How to Convert Currencies

Converting between currencies in Blend takes just a few steps:
1

Select your source currency

Choose which currency you want to convert from. Blend automatically shows your available balance on each supported chain.
2

Choose your destination currency

Pick the currency you want to receive. You’ll see the current exchange rate and estimated output.
3

Enter the amount

Type in how much you want to convert, or tap MAX to convert your entire balance.
4

Review and confirm

Check the exchange rate, minimum received amount, and fees. Then confirm the transaction in your wallet.

Exchange Rates & Fees

Real-Time Rates

Blend fetches live exchange rates for every conversion. Rates are quoted at the moment you initiate a swap and are valid for 30 seconds.

Fee Structure

Fee TypeCost
Gas FeesFree — covered by Blend
Platform Fee0.05%
Network FeesIncluded in quote
Gas fees are sponsored by Blend, meaning you never pay network transaction costs. The small platform fee helps sustain the service.

Cross-Chain Conversions

Some currencies exist on multiple blockchain networks. Blend handles this seamlessly:
  • Currencies like USDC are available across multiple chains
  • When converting, Blend automatically picks the optimal route
  • Cross-chain swaps happen in a single transaction
If you have funds on one network but want to convert to a currency on another network, Blend will bridge and swap in one step. You’ll see a “Cross-chain” indicator when this applies.

Tracking Your Activity

After initiating a conversion, you can track its progress in real-time:
  • Pending — Transaction submitted, waiting for confirmation
  • Processing — Swap is being executed
  • Complete — Funds have arrived in your account
Recent conversions appear in your activity feed with links to view the transaction on the blockchain explorer.

Frequently Asked Questions

Most conversions complete within seconds. Cross-chain swaps may take slightly longer (usually under a minute) as they involve bridging assets between networks.
Quotes are locked for 30 seconds. If the rate moves significantly or the quote expires, you’ll be prompted to get a fresh quote before proceeding.
There’s no strict minimum, but very small amounts may not be practical due to the platform fee. We recommend converting at least a few dollars worth.
Yes! You can convert between any of the four supported currencies. Blend finds the best route automatically, even if it requires bridging between chains.
Some tokens like USDC exist on multiple networks. Your balance grid shows where your funds are held. When converting, you can choose which chain to use as the source.
Start by depositing USDC through the main Blend dashboard, then use Currency Swap to convert to any other supported currency.

Ready to swap?

Open Currency Accounts in the Blend app to start converting between global currencies.