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Risk Architects are standalone strategy providers on the Blend platform. You create Baskets (strategy templates) that neobanks can link to their products.
Risk Architects specialize in DeFi strategy and offer their expertise across multiple neobanks without building a consumer product. Neobanks can also create their own Baskets directly.

Why become a Risk Architect

  • Reach multiple neobanks at once: Your Baskets are available to every neobank on the platform
  • Focus on what you do best: You handle strategy. Blend handles infrastructure. Neobanks handle UX.
  • Earn from performance: Revenue is tied to the TVL your strategies attract
Neobanks can also create Baskets directly if they prefer to manage their own strategies.

What Risk Architects do

As a Risk Architect, your scope is limited to strategy:
  • Create Baskets: Define asset allocations and target percentages
  • Submit assets: Add new DeFi assets to the registry through the portal
  • Publish strategies: Make your Baskets available for neobanks to discover
  • Monitor performance: Track TVL and how your Baskets are being used

What Risk Architects don’t do

  • Approve flow plans: Neobanks manage their own flow plans when positions drift
  • Deploy user accounts: Neobanks handle account creation and Safe deployment
  • Access user funds: Each user’s Safe is non-custodial. You define the template. Blend executes it.
  • Manage vault infrastructure: Blend deploys and manages all on-chain contracts

How it works

  1. You create and publish a Basket with your strategy
  2. Neobanks browse the catalog and link their Account Types to your Basket
  3. Users open accounts through the neobank’s app
  4. Blend deploys Safes and executes your strategy for each user
  5. When positions drift, the neobank approves flow plans to rebalance

Becoming a Risk Architect

Risk Architect onboarding is managed by the Blend team.
1

Submit an application

Contact the Blend team with details about your organization, investment track record, and strategy approach.
2

Review and approval

The Blend team evaluates your application based on investment expertise and alignment with Blend’s security standards.
3

Organization setup

Once approved, Blend creates your organization with Owner access to the admin portal.Your organization is set up as a “curator” type, giving you access to Basket and asset management features.
4

Build your strategy

Create assets, build Baskets, and publish them for neobanks to discover.

Team roles

RolePermissions
OwnerFull control. Manage members, API keys, Baskets, and assets.
AdminManage Baskets, assets, and API keys. Cannot manage members.
MemberRead-only access to analytics and monitoring.
RolecanReadcanWritecanDeletecanManageMemberscanManageApiKeys
OwnerYesYesYesYesYes
AdminYesYesYesNoYes
MemberYesNoNoNoNo

Learn more

The strategy workflow (assets, Baskets, flow plans) is the same whether you’re a standalone Risk Architect or a neobank building your own strategies. See the Builders docs for full details:

Assets

Submit and manage DeFi assets.

Baskets

Create strategy templates.

Flow Plans

How neobanks manage rebalancing.

Integration Overview

The full neobank integration model.
Last modified on March 20, 2026