COMING SOON
An Account Type is a product offering that you create for your users. Each Account Type is linked to one Risk Architect Basket, which defines the strategy that accounts under this type will use.
Key Concepts
- One Basket per Account Type: Each product maps to exactly one Risk Architect’s strategy
- Multiple Account Types per neobank: You can offer several products (e.g., “Savings”, “Growth”, “BTC Yield”)
- Same user, multiple accounts: A single user can have accounts across different Account Types, each with its own isolated Safe
Creating an Account Type
Choose a name and slug
Define a human-readable name and a URL-safe slug for the Account Type.Name: "Savings Account"
Slug: "savings"
Description: "Conservative yield on USDC with diversified money market exposure."
Select a Risk Architect Basket
Browse available Baskets and select the one that matches your product’s risk/return profile.| Basket Example | Risk Architect | Strategy | Typical APY |
|---|
| USDC Conservative | Clear Star Capital | Diversified money markets + short PTs | 8-12% |
| USDC Aggressive | Alpha Ping | Delta-neutral + leveraged basis trades | 15-25% |
| BTC Yield | Mesa Capital | Bitcoin staking + basis trades | 5-10% |
You can view each Basket’s asset allocations, historical performance, and the Risk Architect’s track record before selecting.
Configure and publish
Review the Account Type configuration and publish it. Once active, you can begin deploying user accounts under this type.Your Account Type is now live. Users who sign up for this product will get Safes that execute the linked Basket’s strategy.
How Account Types Connect
Your Neobank: "Brookwell"
├── Account Type: "Savings" → Basket: "USDC Conservative" (by Clear Star Capital)
│ ├── User Alice → Safe 0x111... → managed by USDC Conservative strategy
│ └── User Bob → Safe 0x222... → managed by USDC Conservative strategy
│
└── Account Type: "Growth" → Basket: "USDC Aggressive" (by Alpha Ping)
├── User Alice → Safe 0x333... → managed by USDC Aggressive strategy
└── User Carol → Safe 0x444... → managed by USDC Aggressive strategy
Notice that Alice has two Safes, one for each Account Type. Each Safe is completely isolated with its own strategy execution.
Managing Account Types
Switching Baskets
You can switch which Basket an Account Type uses. When you do:
- All user accounts under this Account Type are rebalanced back to the base holding vault
- The new Basket is linked
- Funds are rebalanced into the new strategy’s allocations
Basket switching triggers rebalances for all accounts under the Account Type. Coordinate with the Risk Architect to ensure this happens during favorable market conditions.
Deactivating an Account Type
You can deactivate an Account Type to prevent new accounts from being created under it. Existing accounts continue to operate normally.
Account Types with existing accounts cannot be deleted, only deactivated.
Next Steps
